Ang Kakayahan ng Ating Pera

Ang pera ng bawat isa sa atin ay may kapangyarihan... 

 Sentimo, piso, bente, isang daan o isang libo man yan, ito ay makapangyarihan. Pero ang kapangyarihan nito ay nakatago at hindi mo basta basta mailalabas. Kailangan mong makuha ang tamang kundisyon, timpla o tamang paghawak sa kapangyarihan para magamit ito. Hindi mo ito madadaan sa madalian. Hindi katulad ng kapangyarihan ni Superman na kahit alisin ang kapa at pulang brief ay andun pa rin ang super strength niya o ni Spiderman na kahit maging normal na photographer ay mayroon pa ring sapot sa kanyang kamay. Para magamit mo ang buong kapangyarihan nito kailangan mong matuto ng disiplina at dumaan sa pagsasanay. Parang sa basketball lang, si Jordan ba pinanganak na ganun na agad kagaling maglaro? Hindi,‘di ba? Dumaan din siya sa isang mahabang pagsasanay.

Mayroon akong ibabahaging maikling kwento sa'yo.   Hindi ko lang alam kung narinig mo na ito pero napakaganda ng kwentong ito.  Ito ay ang pabula ni Aesop na

 “The Goose that Laid the Golden Eggs ™” 

 Sa isang malayong lugar mayroong mahirap na magsasaka. Sa sobrang hirap niya, nakatira lang siya sa isang kubo at papag ang higaan nya. Nuong araw hindi naman talaga siya mahirap dahil malaki ang lupain nila at malawak ang sakahan nila na iniwan sa kanya ng kanyang ama. Ngunit itong magsasaka na ito ay tamad at ayaw magtrabaho. Dahil dito unti-unti niyang binebenta ang kanilang lupain hanggang sa kakaunti na lang ang natira na kung saan sapat lang para sa bahay niya at sa alaga niyang gansa. Hanggang sa dumating na walang wala na siya at sabi niya, “bukas ibebenta ko na din itong gansa at hindi naman nangingitlog.” Kinabukasan pag-gising niya nilapitan niya ang gansa para kunin ngunit may napansin siyang kumikinang. Nakita niya na nangitlog ito ng gintong itlog. Purong ginto ang itlog. Hindi siya makapaniwala at agad-agad niya itong dinala sa palengke upang ibenta. Ang dami niya agad pera at dahil ilang araw na siyang hindi kumakain bumili siya ng madaming madaming pagkain hanggang sa konti na lang ang natira sa pera niya. Busog na busog siya at dahil dito agad siyang nakatulog. Kinabukasan pag-gising niya ay napansin niya na nangitlog ulit ang kanyang gansa ng gintong itlog. Dinala niya ulit ito sa palengke para ibenta. Sa kanyang pera na pinagbentahan ay bumili siya ng sasakyan. Hanggang sa araw-araw ay nangingitlog ng gintong itlog ang kanyang gansa at araw-araw ay bumibili siya ng kung anu-ano tulad ng lupa, bahay, cellphone hanggang sa yumaman siya. Sa pag-daan ng araw, sa kanyang pag yaman ay naiinip siya at nakukulangan sa kinikita niya kada araw dahil isa lang ang kayang ilabas na itlog ng kanyang gansa kada araw. Nang bigla siyang may naisip! “Ano kaya kung hiwain ko sa gitna itong gansa para makuha ko lahat ng itlog niya?” Sabi niya sa sarili. “Tama!” Kinuha niya ang pinakamatalas niyang kutsilyo at mabilis na hiniwa ang gansa. Nagulat siya sa kanyang nakita. Walang itlog sa loob ng gansa. Dahil hindi siya nakuntento ay wala ng gansa na mangingitlog ng gintong itlog araw-araw. Nagdaan ang mga araw at unti-unti niyang binebenta ang kanyang kagamitan dahil wala na ulit siyang pera upang makakain siya ng tatlong beses kada araw at bumalik sa pagiging mahirap. Isang araw sa pagbebenta niya ng gamit sa palengke ay may nakatanda sa kanyang lalaki. Tinawag siya ng lalaki at laking pasasalamat nito sa kanya. Nagtaka siya kung bakit ito nagpapasalamat kaya tinanong niya ito “Bakit ka nagpapasalamat?” “Naaalala mo ba yung gintong itlog na binenta mo sa’kin? Nilagay ko ito sa incubator hanggang sa mapisa. Inalagaan ko hanggang sa lumaki at sa paglaki ay nangitlog din ito ng ginto. Hindi ko binenta yung itlog niya at pinabayaan kong mangitlog pa siya ng madami. Hanggang sa madami na silang nangingitlog ng gintong itlog. Dahil sa isang itlog na binenta mo ay yumaman ako.” Sabi sa kanya ng lalaki. Doon nalaman niya kung ano ang kanyang mga pagkakamali.

Ang ganda ng kwento hindi ba? Marami sa atin na halos ganyan ang ikot ng buhay. Hindi man literal na mahirap at hindi man tamad ngunit halos ganyan ang takbo ng buhay. Ang gintong itlog ang nagrerepresenta sa pera at ang gansa ay ang kakayahan natin na gumawa ng pera. Ang payday ay ang araw kung saan nangingitlog ang ating gansa. Kung gagaya lang tayo sa lalaki na pinagbentahan ng gintong itlog, kung aalagaan natin ang pera, bibigyan ng tamang kundisyon at sapat na oras ay magiging gansa ito at madadagdagan ang kakayahan natin na gumawa ng pera. Hindi ito madalian ngunit hindi ito mahirap gawin. Ang kailangan lang dito ay disiplina dahil alam naman natin na kung minsan ay kulang pa ang kinikita natin dahil sa mahal ng bilihin ngayon. Pero bakit ba ganun na lang kamahal ang bilihin ngayon? Paano natin ito malulusutan at lalabanan? Alam kong mejo mahaba na ito kaya puputulin ko muna. Sa susunod ay ibabahagi ko sa inyo kung ano naman Ang Kahinaan ng Pera at Paano ito Lalabanan.

Sana ay may natutunan kang aral dito. Pwede mo itong ishare kung sa tingin mo ay may maitutulong ito sa iba. Pwede ka ding magcomment o imessage ako kung may nais kang linawin o tanungin. Samahan mo ako at sabay nating labanan ang kahirapan!

Bilib ako sa’yo dahil tinapos mong basahin ito. :) Ibig sabihin niyan ay binibigyan mong importansya ang iyong kinabukasan at ayaw mong magpa-alila sa pera sahalip ay gusto mong gawing alila ang pera.

Kasama mo sa kaunlaran,

Paul Aguilar

PS: Download mo ang libreng ebook na bigay ni Bro. Bo Sanchez na “My Maid Invest in the Stock Market.. And Why You Should Too” at malalaman mo kung paano mag invest sa simpleng paraan sa stock market. DOWNLOAD HERE!

PS2: Pag aralan ang Internet Marketing upang kumita ng extra gamit ang internet. 

Pwede kitang tulungan at turuan. Visit here: GUSTO KONG MATUTO!

7 Reasons Why I Love Being a Member of Truly Rich Club (Part 2)

Thank you for reading the first part and coming here. I really appreciate it. Please continue reading. :)

4. It keeps me to be INSPIRED and MOTIVATED

What keeps you going in life? Most probably our primary inspirations and motivations are our loved ones. Eventually we feel tired with our daily routine and find out that we're getting out of our passion. TRC promotes entrepreneurship but not for you to make more money but for you to go through your passion. But sometimes going through your passion may be hard to do due to some instances. Our primary inspirations and motivations may have influenced us not to go out of our comfort zone and continue what we used to do without asking if we're still happy with that. All we need from them is their support but sometimes they can't afford to give it because there is something that makes them bother. Though they believe in you but its normal that they may still have doubts. With TRC I get the support that I needed that keeps on pushing me to move forward.. The daily message from God called as GodWhispers keeps me motivated from the very beginning of my day as it is sent every morning. Its like God is answering to my prayer whenever I woke up. Then the story of Bro. Bo and of the other members keeps me inspired. From the start that they have struggled and almost give up but chose to persist until they achieve the success. It always makes me inspired and motivated.

5. It keeps me on LEARNING

Through the years we kept on learning through studying. But after we graduated, we thought that we need to rest from studying and sometimes we totally stop from learning new things. We felt that we had enough lessons through the years and now we can live on our own. Even we have decided to do that, the world just never stops giving us lessons and we tend to make wrong things in our life. In school, we study hard for us not to fail but in real life we need to fail. We need to fail because in every failure comes new lessons to learn. We should be an eternal student. In TRC I keep on learning from the failure of others specially Bro. Bo. Accept the fact that we our young in life and inexperienced. Who can teach us in life? Those who have enough experience. Always empty your cup and fill it with new learnings.

6. It increases my NETWORK

"The sum of your NET WORTH will be the result of your NETWORK." Have you heard that? Well in TRC we have what we called Gold Mastermind that happens quarterly. In this event you will personally meet Bro. Bo and other members who are already successful and there they will share some background from their life. After that we will be formed into several groups and each group will have a mentor. There I met our mentor which is Mr. Laurent Dionisio, a Certified Public Accountant by profession, a Registered Financial Planner, and an Internet Entrepreneur/Marketer. I became interested in being an online marketer and ask him how to become one until he gave us our website. And now I am still his student in Internet Marketing.(Visit us HERE and earn online) Together with his other students I have increased my Network with like-minded people. By increasing my network, my net worth also increases. I can now earn online through the comfort of my home.

7. I can EARN also through TRC

Whoa! Really? Who could tell that TRC may give you the capacity to earn? By joining Truly Rich Club you will not just become a member instead you will be an Affiliate. Being an affiliate you can earn a commission of 20% if you will refer someone to become an affiliate too and also 20% in internet businesses of Bro. Bo. Isn't that great? By referring them to be an affiliate they can grow their finances together with their spiritual self and they will also have the capacity to earn as what you did. Oh, earning through the commissions will benefit you to increase your monthly investment in the Stock market.

By the way that's just a part of being a member of TRC. If you will consider to be a member of TRC you will get 11 INCREDIBLE BLESSINGS worth $251.50 for FREE. Do you want to know what are those blessings? Check it HERE!

As of today, I am a member of TRC for six months. On May 2015 I told myself to give it a try for six months but now that it has changed me a lot inside-out, I have now my reasons to renew my membership every year!

So there's my reason to love TRC more. And here's saying to never stop dreaming and achieving your goal. :)

Take action for your future and don't stop moving forward.

All the best,

Paul Anthony R. Aguilar

PS: Download the Free E-book of Bro. Bo Sanchez -"My Maid Invest in the Stock Market" and learn how to invest in the stock market and have Bro. Bo as your Financial and Spiritual Mentor.

Join us ➞  www.TrulyRichClub.com

PS2: Do you want to Learn Internet Marketing and Earn Online? Create your free account now!

Visit us at ➞ Online Marketing System

7 Reasons Why I Love Being a Member of Truly Rich Club (Part 1)

What is Truly Rich Club?

Truly Rich Club is a community founded by Bro. Bo Sanchez that has mission of Helping Good People Become Rich. Here's the reason why I love to be a member of Truly Rich Club.


1. It makes me TRULY RICH

Surprising isn't it? That's why it's called Truly Rich Club. Haha! Who else doesn't want to be rich?But what does it mean to be truly rich? First time I heard Truly Rich Club I became curious. Why truly rich and not only rich? So I look for it in the internet to know why until I found their website.(Check it HERE!) I found out that this club will guide you to invest in your financial and spiritual self. Though I'm not that religious person I find it as an opportunity to help me grow my spiritual self and at the same time I will become rich. Wow! That's great! But how? Ever heard of Abundance Formula? This formula is one of many things I have learned from this club that makes me richer every month. The Formula is this:

In this club you won't be forced to give 10% of your income as your tithe but we do it as it is a great biblical guideline to follow. It depends to you on what you can give.  The question is can you live below your means? This formula seems too hard especially when we are used to live with 100% of our income. But believe me that when you do this as a habit it will become easier eventually and by doing this month by month I can feel that I am getting richer spiritually and financially every month! :)

2. It saves me TIME

Investing in stock market isn't risky at all IF you're going to spend TIME studying what is happening with the company you are investing for. Let's make it clear. Not just time but a lot of time! Who wants to lose their money? Of course you are investing to make your money work for you to make more. Warren Buffet the greatest investor of all and the 2nd richest man in the world once said, "Time is the friend of the wonderful business, the enemy of mediocre." We all know that we can't turn back time so we make sure to make the most of it. But we're all busy in our job and in our family so how do we spend time to study those companies? Truly Rich Club has an answer to that. We have a strategy called SAM (Strategic Averaging Method). In this strategy we have a list of chosen companies to invest in and we make sure that we buy those companies cheap and we sell them high so that we earn good profits as much as 17% annual return. (Warren Buffet averages at 20% annual return. Close enough.) How? They do the monitoring of the chosen companies for us. And by doing that simple strategy SAM we beat inflation rate. \m/

3. I can see the WORLD DIFFERENTLY

Are you familiar with these beliefs? "Money is the root of all evil!", "Saving means you don't trust the plans of God for your future.", "Love the poor so be poor and don't be ambitious in getting rich" "Businessmen are greedy. They only think for themselves. They're selfish!" For a very long time I believed to these. But it all change when I joined this club. Why did it change? The verse in the bible is misunderstood by many. 1 Timothy 6:10 says, "For the love of money is a root of all sorts of evil, and some by longing for it  have wandered away from the faith and pierced themselves with many griefs."  Now you see the difference? The bible says "For the LOVE of money..." and not money itself. Money is only money. It should not defy your character. But let's accept the fact that we all need money for our daily living. When I was a child, I have bad beliefs that I see the world as world of poor, hatred, and greed. But when I joined TRC my path aligned with my character that I can feel the abundance and love in the world that God has given us. And I believe as what Bro. Bo said, "The ultimate of purpose of wealth is to love others." Then on I started to create my new wealth and abundance beliefs to see the world differently.

I know that I have expressed myself too long so I cut it into half. Please continue reading the second part. I'd really appreciate it. 

Click HERE for the part 2. Thank you! :)

All the best,

Paul Anthony R. Aguilar

PS: Download the Free E-book of Bro. Bo Sanchez -"My Maid Invest in the Stock Market" and learn how to invest in the stock market and have Bro. Bo as your Financial and Spiritual Mentor.

Join us ➞  www.TrulyRichClub.com

PS2:Do you want to Learn Internet Marketing and Earn Online? Create your free account now!

Visit us at ➞ Online Marketing System

VEHICLES FOR YOUR MONEY

What comes in your mind from the word VEHICLE?

SOURCE

 For some, they will think of Vroom! Vroom! Vroooooooom!(That's how kids think of cars.)  For the big men, they will say Ferrari! Jaguar! 

Lamborghini! BMW! Toyota! and etc. And the others like: Water, Glycerin, Elixir, Syrup and etc. (Pharmacist Knows! :D) Those are great examples of vehicles. But do you know 

that there are also vehicles for our money? What do I mean with that? Let’s start it with 

the definition of vehicle.

What is Vehicle?

Vehicle is something that will help you (or things) to go from point A (starting point) to 

point B (your goal point). What am I talking about? Let me give you an example:

ü From your home (this is your point A), you can drive your car (vehicle) to go to 

your workplace (and this will be your point B).

ü From Philippines (point A), for you to go to France (point B) you can ride an 

airplane (vehicle).

ü In taking medicines by mouth (point A) like tablets or capsules, you need 

water (vehicle) to make it through your stomach (point B).

Does it make sense? (Okay I understand now. So what’s your point? What about the 

vehicles for money?) Vehicles for money will not bring money from place to place. As it was said in definition point A is your starting point and B is your goal. In money, your 

starting point will be the initial value of your money and your goal is to make it more. 

Let’s say you have Php 10,000 and your goal is to make it as much as Php 1 Million. 

Is that possible? Yes it is! How? You will use VEHICLES! If you’re going to put your 

Php 10,000 to your piggy bank then it will be impossible for you to make it as much as 

Php 1 Million. What are these vehicles?

VEHICLES FOR MONEY

1. Paper Assets

Paper assets are assets which you bought with your money in exchange of 

stocks, mutual funds (MF), or unit-investment trust funds (UITF). 

For example: In stocks when you buy a share from a company then your 

asset is not your physical money anymore, instead the paper that will show

 that you are a shareholder of a certain company.

Ø STOCK (in stock market)

Stock or also known as share is a type of security that shows ownership in 

corporation and represents a claim on part of the corporation’s assets and earnings.

To make it short, you will own a company if you buy some stocks or shares. 

SOURCE

If you invested in a company listed in Philippine Stock Exchange (PSE) or called 

stock market you are a part-OWNER or stockholder/shareholder

of that company. Let’s say you invested or bought some shares of SM Investments 

Corporation (SM), it means you are a part-OWNER of that company.

 Isn’t it sounds great? You own SM (even though only a part of it) because you 

have your shares/stocks with that company. So how will you earn from it? 

If SM gained profits, they will give you your share of that earnings 

because you are a shareholder. What if SM doesn’t gain any profits? 

Then you don’t have either but listen, is it possible that SM will gain no profits? 

Of course no! How come Henry Sy is listed in Forbes’ Richest Men in the World? 

That’s why in TrulyRichClub we only put our money with those Giant Companies 

that are still be there for about 10-30 years and gives as much as

20% average returns annually. 

They say Stock Market is DANGEROUS or RISKY. Those people say that

 without even knowing that risks can be handle. For decades, Stock Market shows 

the highest returns (compared to other paper assets) in the long-run 

(who else doesn’t want to have the highest return?). That’s why I chose this vehicle

 as my first investment and harness the power of Compound Interest. 

*In case you missed my article about the power of compound interest, you may                   read it HERE.*

Ø MUTUAL FUND (MF) and UNIT-INVESTMENT TRUST FUND (UITF)

These paper assets are almost the same but have differences. They are both handle

by fund managers unlike in stock, you are your own fund manager. So if you don’t

have time to study about which companies to invest with in the stock market, I 

suggest to have one of these. These vehicles are offered by your trusted banks so 

if you want to have one, ask your bank how. I’ll show you pictures of some details

and differences about these vehicles.

Source

Source

2. Real Estate Assets

Real Estate (physical assets) assets are property that gives you passive 

income or profit. Your house is not a real estate asset. Why? Does it give 

you any profit or passive income every month? No? Then it is not a 

real estate asset instead it is a liability. “Assets put money in your pocket. 

Liabilities take money in your pocket.” That’s how Robert Kiyosaki defines assets and liabilities. I recommend to try to read his book 

“Rich Dad Poor Dad” and your life will change. For now, I don’t have 

real estate asset yet so I don’t have much to say. Haha!

3. Business

Like real estate asset, I don’t have business YET too. But I am on my way of being an entrepreneur. Why? Because I believe that this is the best vehicle 

for money. Come to think of it. The RICHEST MEN in the WORLD are 

ENTREPRENEURS. Bill Gates (Microsoft), Warren Buffet (Berkshire 

Hathaway), Mark Zuckerberg (Facebook), Henry Sy (SM), Michael Dell 

(Dell), Phil Knight (Nike), and etc. They are all entrepreneurs and 74% of 

millionaires in the world are entrepreneurs. I know it’s not that easy to start 

business but you’ll never know until you try it.

Maybe you’re thinking that all of these are investments but for me these are also called 

vehicles for money. For me, I have decided to have my first vehicle with the stock to 

reach my goal as a millionaire. Now its your time to decide which vehicle do you think 

will help you with your goals. Choose your vehicle wisely and have due diligence. 

Enjoy the ride! God bless our trip! :)

All the best,

Paul Anthony R. Aguilar, RPh

PS: Download the Free Ebook of Bo Sanchez’ “My Maid Invest in the Stock Market...

 And Why You Should, Too” and learn How to Make Millions in the Stock Market and 

retire a Happy Millionaire.

Download Now ➞ www.TrulyRichClub.com



PS2: Do you want to Learn Internet Marketing and Earn Online? Create your free account now!

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THE EIGHTH WONDER OF THE WORLD

Have you ever heard of the eighth wonder of the world? We all know that there are Seven Wonders of the World. So what am I saying? Eighth wonder of the world? Really?!  Maybe you’re thinking now that I’m fooling around and saying “You must be kidding. There are only Seven Wonders of the World!”. But hey, I’m not kidding. There is an 8^th Wonder of the World and I’m going to share it with you! Let me tell you what is it, and the 8^th Wonder of the World is...(*drumroll please!) COMPOUND INTEREST!

Yes you got it right! The Eighth Wonder of the World is not a place or anything but simply COMPOUND INTEREST. Do you know who discovers it as the eighth wonder of the world? Albert Einstein is the man! Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it... He who doesn’t, pays it.” Do you believe in that? Well if you’re going to ask me, I do believe that’s why I’m sharing this to you. 

What is Compound(Compounding) Interest? How does it work?

Compounding interest is simply having interest on interest. How does it work? I’ll give you an example.

Let’s say you have Php50,000 and you have nothing to do with it. Now you decided to put it in a Time deposit in your bank and the banker says that he will give you a 5% interest annually for 5 Years. Let’s compute it:

Year	Principal(P)	5% Interest(i)	P + i	Total
0	50,000	(50,000x5%) = 2,500	50,000 + 2,500	52,500
1	52,500	(52,500x5%) = 2,625	52,500 + 2,625	55,125
2	55,125	(55,125x5%) = 2756.25	55,125 + 2756.25	57,881.25
3	57,881.25	(57,881.25x5%)	57,881.25 + 2894	60,775.25
4	60,775.25	(60,775.25x5%)	60,775.25 + 3038.76	63, 814.01
5	63,814.01

Congratulations! You just earn a total of Php 13,814.01 without doing anything. Isn’t that great? Now do you believe with Einstein that it is the Eighth Wonder of the World? No? Yeah right. Maybe Php 13,814.01 earnings within five years is just not enough. But let me tell you this. Time deposit is just not the only vehicle used for compounding interest and for me, I don’t prefer it for the growth of my money. There are other vehicles that you can use which will give you higher interest as much as 12% and 16% interest. Let’s say Vehicle B gives you 12% interest and vehicle C gives you 16% interest annually. Let’s compare it with Time Deposit and classify it as Vehicle A.

Year	Vehicle A (5%)	Vehicle B (12%)	Vehicle C (16%)
0	Php50,000	Php50,000	Php50,000
1	52,500	56,000	58,000
2	55,125	62,720	67,280
3	57,881.25	70,246.4	78,044.8
4	60,775.31	78,675.97	90,531.97
5	63,814.08	88,117.08	105,017.08
10	81,444.73	155,292.41	220,571.75
20	132,664.89	482,314.65	973,037.97
30	216,097.12	1,497,996.11	4,292,493.85

Now tell me, do you see the real power of Compounding Interest? Bro. Bo Sanchez thought of Compounding Interest as the Greatest Magic on Earth. But this magic can be also dangerous that’s why Albert Einstein quoted “He who understands it, earns it. He who doesn’t, pays it.” What does that mean? From the example above, I have shown you how will you earn with the use of compounding interest. Now I’m going to tell you how people pays for it.

Do you get some Loans? Or do you use your credit card that much? Compounding interest also applies with these things. If you’re used to have loans and you use your credit card in a bad way(yes there are good ways of using your credit card), you have compounding interest as your enemy. And I’m telling you, you’re in a big trouble. So make up your mind and have compounding interest with your side.

Want to know more about the other vehicles like vehicles B and C? You can subscribe on the upper right of my page to keep updated. See you at my next article. :)

All the best,

Paul Anthony R. Aguilar, RPh

PS: Download the FREE E-book of Bro. Bo Sanchez - “My Maid Invests in the Stock Market” to see how she harnessed the power of compound interest and how will you do it too.

Download here: www.TrulyRichClub.com

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